- €14.99/mo (≈$16.74), 100 credits a month included; 100 extra credits for €79.99 (≈$89.31)
- Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
- Scenario content is included in the subscription; you pay credits only to generate more
- Pre-generated top-quality content at 15 credits each
- Long chat memory that stays coherent after several thousand messages
- Your own generated content: 4 credits per image, from 30 credits per video
- NaughtiAI OÜ, Estonia (EU)
- Watch out: credits are not refunded

By Joe Tomei · Checked 11 Nov 2026 · 18+
AI Roleplay: What It Is and How to Start
A plain guide to writing stories with an AI: how a roleplay begins, what keeps it on track, and seven apps by story style.
Roleplay apps to start a story
- 350+ premade characters, images, AI video and a live video mode
- Core text chat free with unlimited messages (homepage)
- Refund within 24 hours if no more than 20 credits are used
- 404 Intelligence LTD, Cyprus; Trustpilot 4.3 from 29 reviews
- Watch out: Premium prices are not public, custom creator not live
- Design a companion or pick a premade one; images, voice and video calls
- NOVA image-to-video clips with sound
- Ultimate includes 1,000 XOT a month; an image costs 50 XOT
- Xotic Tech OÜ, Estonia; Trustpilot 4.8 from 60 reviews
- Watch out: 5 free messages in total, subscriptions non-refundable
- Companion chat, custom characters, adult video on 7 models, audio calls
- Premium includes 8,000 Moments; a 5-second video costs 320 to 1,200
- Free: 20 messages a day, no media
- Secret Labs Inc. (Delaware); Trustpilot 4.5 from 324 reviews
- Watch out: no refund for the current period
- Custom companions plus a huge community library, images, video, voice calls
- Unlimited messages and 1,000 dreamcoins a month on paid plans
- Free: 5 messages per character and 55 coins once (reported)
- Dream Studio USA, Inc. (Delaware)
- Watch out: calls cost 50 coins a minute, video 100 coins per 5 seconds (reported)
- Companion builder, images, video, voice chat and video calls
- Free plan: about 15 messages and 10 images a day (reported)
- Credits pay for media on top of the plan
- Nectar AI, LLC (Delaware) with a UK entity
- Watch out: fees are non-refundable and official prices are not public
- Premade characters, builder, images, video, live video calls
- Neurons charged per explicit message, photo or video, even on Premium
- Age check by VerifyMyAge (email, face estimate or ID)
- Novi Limited, Cyprus; Trustpilot 3.9 from 265 reviews
- Watch out: pay-per-view on top of the plan
The short answer (as of 11 November 2026)
- AI roleplay is collaborative fiction: an AI plays characters and narrates, you play yours, and together you write a scene or a whole story.
- A session can start four ways: a blank chat, a character card, a written scenario, or a game set-up with rules.
- If you want a story that is already written, with a beginning and an end: naughti.ai. For many characters in one scene: GoLove AI or Xotic AI.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 11 November 2026. Adults 18+ only. All characters are AI and fictional.
What is AI roleplay?
AI roleplay is a conversation in which an AI takes on a role instead of answering as an assistant. It might be a ship’s captain, a rival detective or a charming stranger in a hotel bar. You write what your own character says and does; the AI replies in character, describes the room, and pushes the scene forward.
Think of it as improvised theatre in text. The AI is your scene partner, sometimes also the narrator and the rest of the cast. What makes it feel alive is continuity: the character remembers what just happened and reacts to it.
People use AI roleplay for very different things:
- Stories. A romance, a mystery or a slow-burn drama played out over many evenings.
- Games. Quests with stats, dice and inventory, run by an AI game master.
- Practice. Rehearsing a hard conversation or a date in a low-stakes space.
- Company. A familiar character to talk to at the end of the day.
This site focuses on the first two: scenarios and stories.
The four ways an AI roleplay can start
The biggest difference between roleplay apps is not the model; it is how the story begins and who keeps it on track.
| Start | What you get | Effort for you | Where you find it |
|---|---|---|---|
| Blank chat | A character and an empty box | High: you set the scene | Most companion apps |
| Character card | A personality and a greeting | Medium | Community libraries such as OurDream AI’s |
| Written scenario | A plot with an opening and an ending | Low: the scene is set | naughti.ai, GoLove AI Scenarios |
| Game set-up | Rules, goals, stats, a game master | Medium | Xotic AI Worlds, or your own prompt |
In practice: beginners usually enjoy a written scenario or a game set-up more than a blank chat, because the hardest part of roleplay is the first page.
Which kind of AI roleplay suits you?
How do you want your first roleplay to begin?
How to start your first AI roleplay in 5 steps
- Pick a start. A written scenario if you want to be guided, a character card if you want a specific personality, a blank chat if you have a plot in mind.
- Give the AI three facts. Who you are, where you are, and what just happened. Example: “I’m a ferry captain, 34. Storm warning. A stranger asks for the last seat on my boat.”
- Write an action, not a summary. “I hold the door open and study her soaked coat” beats “We meet and talk.”
- Leave room. End your turn with something the other character can react to: a question, a gesture, a decision.
- Steer gently. If the scene drifts, restate the situation in one line in brackets, then carry on.
For ready-made openings, see the six outlines on AI roleplay scenarios.
Seven roleplay apps by story style
| App | How stories start | Several characters | Memory (published) | Entry price |
|---|---|---|---|---|
| naughti.ai | Hand-written scenarios, new one weekly | Some scenarios | Thousands of messages (vendor) | €14.99/mo (≈$16.74) |
| GoLove AI | Premade characters, Scenarios, AI Series | Up to 10 in Scenarios | 8,000-message tier | Not public |
| Xotic AI | Builder, premade, Worlds with friends | Up to 10 on Elite | Enhanced, deeper on Elite | $24.99/mo |
| Secrets AI | Scenarios, Personas, Lorebooks | 2-3 on Ultimate | Tiered, up to 6x | $19.99/mo |
| OurDream AI | Builder plus a very large library | Fusion video | Vendor claim; drift reported | $19.99/mo |
| Nectar AI | Companion builder | Not stated | 8K-64K context (reported) | $9.99/mo (reported) |
| Joi AI | Joi Originals plus builder | Not stated | Session only (reported) | $13.99/mo + tax (reported) |
Checked 11 November 2026 on vendor pages; “reported” means a named third-party review. naughti.ai bills in euros, converted at the ECB rate of 6 Nov 2026. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you.
What makes a roleplay feel good
Four things decide whether a session works, in roughly this order:
- A clear situation. Characters need a reason to be in the same place.
- A character who stays in role. No sudden assistant voice, no summaries.
- Memory. Names, promises and past events should still matter after an hour.
- Direction. Someone, you, the scenario or a game master, needs to know where the story is heading.
Written scenarios solve the first and fourth points by design. Memory depends on the app; few publish figures, and the table above shows who does.
Can you try AI roleplay for free?
Partly. Free tiers exist, but they are small, and the features that matter most for stories (memory, lore tools, group scenes) usually sit behind a plan.
| App | What is free (official, 11 November 2026) | What needs a plan |
|---|---|---|
| naughti.ai | No free tier published | Everything; scenarios are included in the €14.99/mo (≈$16.74) plan |
| GoLove AI | Core text chat, per its homepage | Video, extra Stars, advanced features |
| Secrets AI | 20 messages a day, basic memory | Lorebooks, images, video, custom characters |
| Xotic AI | 5 messages in total | Group chats (Elite), Worlds turns cost XOT |
| Nectar AI | Character creator, AI chat, limited images | Extended memory, more messages |
In practice: a free tier tells you whether you like an app’s writing voice; it rarely tells you how a long story holds up. If plot and endings matter most, read how naughti.ai’s scenarios work before you pay. Game-style play is covered in the AI RPG guide, and story formats in interactive story AI.
Sources I used
I read these public pages between 9 and 11 November 2026.
- naughti.ai Terms of Service
- GoLove AI homepage
- GoLove AI premium screen
- Xotic AI FAQ (25 Oct 2026)
- Xotic AI plans
- Secrets AI wiki: subscription tiers and limits
- OurDream AI homepage and FAQ (plans)
- RoboRhythms: OurDream AI review (29 Oct 2026)
- Nectar AI FAQ
- RoboRhythms: Nectar AI review (re-dated 10 Nov 2026)
- AI Companion Guides: Joi AI review 2026
- ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)
Adults 18+ only. All characters are AI and fictional. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links.
AI roleplay basics: FAQ
What does AI roleplay actually mean?
It means writing a scene together with an AI that plays one or more characters. You describe what your character says and does; the AI answers in role, describes the world and moves the plot. It can be a casual chat, a structured game or a full story with an ending.
Is AI roleplay the same as talking to a chatbot?
Not quite. A normal chatbot answers questions as itself. In roleplay the AI stays inside a character and a setting, remembers the situation and reacts to your actions. Roleplay apps add tools for this: character cards, written scenarios, lorebooks and longer memory.
How do I start roleplaying with an AI for the first time?
Choose the kind of start you want (written scenario, character card or blank chat), give the AI three facts (who you are, where you are, what just happened) and write a short opening action. Keep your first messages brief and let the character respond before you add more.
What is the difference between AI RP and AI roleplay?
None. AI RP is simply the short form people use in searches and forums. Both mean collaborative fiction with an AI playing characters, whether it is a romance, a mystery, a fantasy quest or a game with dice and stats.
Do I need to be a good writer to enjoy AI roleplay?
No. A written scenario does most of the setup for you, and short, clear actions work better than long paragraphs anyway. If you want to write more, the AI follows your lead; if you prefer to react, pick an app or scenario that drives the plot.
Is adult AI roleplay allowed?
On adult apps, yes, for users 18 and over and within each app’s rules. All the apps in the list on this page are for adults. Every one bans minors in any form, and most also ban anything without consent and real people. Rules differ in the details, so read the terms before you start.
Why does the AI sometimes forget my story?
Models read only a limited window of recent text. Once a story grows past it, early details fall out. Written scenarios store the plot outside the chat; lorebooks and memory notes keep key facts in view. naughti.ai says its chat memory stays coherent over several thousand messages.
Guides on this site

AI role-playing games
Dice, stats and a game master that never sleeps: how AI RPGs play.

Interactive story AI
Text adventures, choose-your-own-adventure and written stories compared.

AI roleplay scenarios
Six adult scenario outlines, a prompt template and a scene generator.

Fantasy AI roleplay
Build a world the AI can keep straight: lore, magic rules, factions.

naughti.ai scenarios
A closer look at naughti.ai through its hand-written scenarios.
Ask AI about this page
Joe Tomei
Editor, AI Roleplays
I edit AI Roleplays. I explain how AI roleplay works for adults: scenarios, interactive stories, role-playing games and fantasy worlds. Everything here comes from public pages: plan pages, help centres, terms and app-store listings. I date each figure, mark third-party numbers as reported, and the example scenarios on this site are my own outlines, not transcripts.